nCino NCNO
Fintech Vertical SaaS B2B SaaS Enterprise Software Financial Services

nCino trades at 3.9x EV/NTM revenue on a $2.62B enterprise value. Revenue grew 8.2% year over year to $161.0M in the quarter ending July 2026, an annual run rate of $644.0M. nCino reports a 62.6% gross margin and 33.3-month CAC payback.

ARR ($M)
573
Net Dollar Retention
--
ARR Growth
9.6%
EV / NTM Revenue
3.9x
Payback Period
33.3
EV / Run Rate
4.1x
Price & Key Metrics
Price Performance
Company Details
Share Price: 22.99
Last Filing Date: 2026-07-31
Fiscal Year End: 01-31
Last Filing: Form
Founding Year: 2011
IPO Year: 2020
% of 52 wk High: 74%
Description
nCino is a leading global provider of cloud-based software for financial institutions.
Categories
Fintech Vertical SaaS B2B SaaS Enterprise Software Financial Services
Valuation
Market Cap: 2,430.875
Enterprise Value: 2,622.945
EV / Revenue Run Rate: 4.1x
EV / NTM Revenue: 3.9x
EV / 2026 Revenue Estimates: 4.1x
EV / 2027 Revenue Estimates: 3.8x
EV / 2028 Revenue Estimates: 3.4x
Key Business Metrics
Net Dollar Retention: --
Customers: --
ARR: 573
ARR Growth %: 10%
ARR/Customer ($K): --
ARR/Employee ($K): 340
Revenue
Revenue Run Rate: 644
ARR: 573
2026 Revenue Estimates: 636
2027 Revenue Estimates: 696
2028 Revenue Estimates: 765
LTM Revenue: 622
Last Year Run Rate: 595
Growth
Revenue Growth: 8%
ARR Growth: 10%
Growth Persistence: 66%
2026 Revenue Growth Estimates: 8%
2027 Revenue Growth Estimates: 9%
2028 Revenue Growth Estimates: 10%
Financials
Quarterly
Calendar Year
Frequently Asked Questions

How fast is nCino growing?

nCino grew revenue 8.2% year over year, reaching $161.0M in the quarter ending July 2026.

What multiple does nCino trade at?

nCino trades at 3.9x EV/NTM revenue and 4.1x EV/run-rate, on an enterprise value of $2.62B.

Is nCino profitable?

For nCino, operating income was $13.6M last quarter and LTM free cash flow margin is 21.2%.

How long does it take nCino to pay back CAC?

nCino recovers customer acquisition cost in about 33.3 months.

What sector is nCino in?

Public Comps classifies nCino under Fintech, Vertical SaaS, B2B SaaS, Enterprise Software, and Financial Services.

Where does Public Comps get nCino's data?

Figures come from nCino's own SEC filings, normalised into a consistent quarterly format and refreshed after each earnings release.