Chime Financial CHYM
Fintech Financial Services Consumer Internet PLG

Chime Financial trades at 3.9x EV/NTM revenue on a $11.51B enterprise value. Revenue grew 26.8% year over year to $669.8M in the quarter ending June 2026, an annual run rate of $2.68B. Chime Financial reports a 88.8% gross margin and 15.4-month CAC payback.

ARR ($M)
Net Dollar Retention
--
ARR Growth
--
EV / NTM Revenue
3.9x
Payback Period
15.4
EV / Run Rate
4.3x
Price & Key Metrics
Price Performance
Company Details
Share Price: 33.2
Last Filing Date: 2026-06-30
Last Filing: Form
Founding Year: 2012
IPO Year: 2025
% of 52 wk High: 100%
Description
Chime Financial, Inc. engages in the design and development of a digital banking application. Its mobile app, Chime, provides online banking, fee-free overdraft, mobile banking, automatic savings, mobile payments, and security and control capabilities. The company was founded by Christopher R. Britt and Ryan King in 2012 and is headquartered in San Francisco, CA.
Categories
Fintech Financial Services Consumer Internet PLG
Valuation
Market Cap: 12,569.026
Enterprise Value: 11,505.601
EV / Revenue Run Rate: 4.3x
EV / NTM Revenue: 3.9x
EV / 2026 Revenue Estimates: 4.3x
EV / 2027 Revenue Estimates: 3.6x
EV / 2028 Revenue Estimates: --
Key Business Metrics
Net Dollar Retention: --
Customers: --
ARR: --
ARR Growth %: --
ARR/Customer ($K): --
ARR/Employee ($K): --
Revenue
Revenue Run Rate: 2,679
ARR: --
2026 Revenue Estimates: 2,672
2027 Revenue Estimates: 3,200
2028 Revenue Estimates: --
LTM Revenue: 2,457
Last Year Run Rate: 2,112
Growth
Revenue Growth: 27%
ARR Growth: --
Growth Persistence: 72%
2026 Revenue Growth Estimates: 23%
2027 Revenue Growth Estimates: 20%
2028 Revenue Growth Estimates: --
Financials
Quarterly
Calendar Year
Frequently Asked Questions

How fast is Chime Financial growing?

Chime Financial grew revenue 26.8% year over year, reaching $669.8M in the quarter ending June 2026.

What multiple does Chime Financial trade at?

Chime Financial trades at 3.9x EV/NTM revenue and 4.3x EV/run-rate, on an enterprise value of $11.51B.

Is Chime Financial profitable?

For Chime Financial, operating income was $21.3M last quarter and LTM free cash flow margin is 12.5%.

How long does it take Chime Financial to pay back CAC?

Chime Financial recovers customer acquisition cost in about 15.4 months.

What sector is Chime Financial in?

Public Comps classifies Chime Financial under Fintech, Financial Services, Consumer Internet, and PLG.

Where does Public Comps get Chime Financial's data?

Figures come from Chime Financial's own SEC filings, normalised into a consistent quarterly format and refreshed after each earnings release.