Upstart Holdings UPST
Fintech Financial Technology AI Marketplace Financial Services

Upstart Holdings trades at 2.7x EV/NTM revenue on a $4.38B enterprise value. Revenue grew 41.7% year over year to $364.7M in the quarter ending June 2026, an annual run rate of $1.46B.

ARR ($M)
Net Dollar Retention
--
ARR Growth
--
EV / NTM Revenue
2.7x
Payback Period
EV / Run Rate
3.0x
Price & Key Metrics
Price Performance
Company Details
Share Price: 29.08
Last Filing Date: 2026-06-30
Fiscal Year End: 12-31
Last Filing: Form
Founding Year: 2012
IPO Year: 2020
% of 52 wk High: 42%
Description
Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform
Categories
Fintech Financial Technology AI Marketplace Financial Services
Valuation
Market Cap: 2,829.863
Enterprise Value: 4,377.035
EV / Revenue Run Rate: 3.0x
EV / NTM Revenue: 2.7x
EV / 2026 Revenue Estimates: 3.1x
EV / 2027 Revenue Estimates: 2.4x
EV / 2028 Revenue Estimates: --
Key Business Metrics
Net Dollar Retention: --
Customers: --
ARR: --
ARR Growth %: --
ARR/Customer ($K): --
ARR/Employee ($K): --
Revenue
Revenue Run Rate: 1,458
ARR: --
2026 Revenue Estimates: 1,425
2027 Revenue Estimates: 1,861
2028 Revenue Estimates: --
LTM Revenue: 1,246
Last Year Run Rate: 1,029
Growth
Revenue Growth: 42%
ARR Growth: --
Growth Persistence: 41%
2026 Revenue Growth Estimates: 38%
2027 Revenue Growth Estimates: 31%
2028 Revenue Growth Estimates: --
Financials
Quarterly
Calendar Year
Frequently Asked Questions

How fast is Upstart Holdings growing?

Upstart Holdings grew revenue 41.7% year over year, reaching $364.7M in the quarter ending June 2026.

What multiple does Upstart Holdings trade at?

Upstart Holdings trades at 2.7x EV/NTM revenue and 3.0x EV/run-rate, on an enterprise value of $4.38B.

Is Upstart Holdings profitable?

For Upstart Holdings, operating income was $14.6M last quarter and LTM free cash flow margin is -21.1%.

What sector is Upstart Holdings in?

Public Comps classifies Upstart Holdings under Fintech, Financial Technology, AI, Marketplace, and Financial Services.

Where does Public Comps get Upstart Holdings's data?

Figures come from Upstart Holdings's own SEC filings, normalised into a consistent quarterly format and refreshed after each earnings release.